Loading
Get Dispatch

Get Paid Faster
with Trusted
Factoring Partners

We’ve partnered with leading Factoring companies like OTR Solutions, RTS and Love Factoring to help carriers and owner-operators improve cash flow, avoid delays, and focus on the road.

Request Factoring

What is Freight
Factoring?

Factoring is a financial service that helps Truckers and Carriers get paid faster. Instead of waiting 30–60 days for Brokers and Shippers to pay, Factoring companies buy your invoices and pay you the same day or within 24 hours. This means more Cash flow, Fewer delays and more focus on growing your Trucking Business.

  • Fast Payments
  • Fuel Card Discounts
nmcr_downloaded_image_1 (5)20250912_1017_Truck Driver Meeting_simple_compose_01k4y5mqkbfgjab7zygvr0gez2

Our Factoring Partners

Partnered with Industry Leaders

Why Choose Factoring Through OTR Logistics?

Benefits of Our Factoring Partnerships

Fast Payments

Get paid within 24 hours after delivery - No more waiting weeks for Brokers or Shippers.

Fuel Cards & Discounts

Save on fuel with exclusive discounts offered by Factoring partners.

Recourse & Non-Recourse

Choose the plan that works best for your business needs and risk level.

Easy Invoice Submission

Mobile apps and online portals make invoice submission simple and hassle-free.

No Hidden Fees

Transparent pricing—what you see is what you get.

Dedicated Carrier Support

Access a team that understands Trucking and is available to assist you anytime.

How It Works (Step-by-Step)

Apply – Tell us a bit about your business and cash flow needs.

Choose a Partner – We’ll connect you with OTR, RTS, or Love Factoring.

Get Approved – Quick onboarding with same-day or next-day setup.

Get Paid – Start receiving payments in 24 hours after delivering loads.

Frequently
Asked Questions

Do I have to factor all my loads?

No, most factoring companies offer flexible options—factor only the loads you want.

How quickly will I get paid?

Usually within 24 hours of submitting your invoices.

Are there long-term contracts?

Some companies require contracts, others offer month-to-month. We’ll guide you based on your needs.

Can Factoring help me with fuel advances?

Yes. Some factoring companies offer fuel advance programs, giving you quick cash before delivery.

What’s the difference between recourse and non-recourse factoring?

With recourse, you’re responsible if a broker doesn’t pay.
With non-recourse, the factoring company takes the risk.

Is credit check required?

The factoring company checks your broker’s credit, not yours.

What happens if my broker doesn’t pay?

With recourse factoring, you’re responsible.
With non-recourse factoring, the factoring company covers it (if it’s a credit issue).

Do Factoring companies check brokers before I haul a load?

Yes. Most factoring partners will check broker credit and let you know if it’s safe to haul.

Start Getting Paid Faster Today!

Don’t wait 20–30 days to get paid. Let us connect you with the best Factoring partner for your Trucking Business.

To

Submit Request For Factoring Click on the Button Below

Request FACTORING
Shopping Basket